Australian Prudential Regulation Authority

The corporate regulator is drafting new guidance for cryptocurrencies, ramping up enforcement and engaging with the industry ahead of upcoming legislation.

The Consumer Data Right appeared to have lost the interest of the government despite its huge promise. Now it has a clear agenda, and banks and fintechs are on notice.

Private credit is booming in part because banks are pulling out of lending to riskier sectors. But the big lenders are still clipping the ticket on the surging asset class.

There are concerns that private credit is a late cycle play drawing in unsophisticated money. Others argue the withdrawal of banks is bringing in non-bank players who understand the market. And private wealth funders.

For some, size brings scale efficiencies. For others, costly complexity. Technology and regulation are the battle ground for scale in banking and it is here smaller banks are seeing opportunity.

Private debt, often funded by family offices, is rapidly growing and crucial in supporting property development in a tough market. Even big banks are supportive.

As the big four retreat from lending, GCI co-founder Gavin Solsky explains how money can be made by lending in places where banks won't go and when equity is too expensive.

Australia's banks are solid, with the economy resilient, bad debts under control and margin pressure easing. But investors are increasingly asking how these unexciting fundamentals support over-valued shares.

It's rare to hear calls for more regulation and rarer for it to come from challengers to an industry. But both smaller banks and crypto traders want to hear more from the regulators.

Delays to long awaited crypto regulation have sparked concerns Australia is falling behind other countries as major banks such as NAB pull back from activities in the sector.

Have Australian banks become too risk averse? The push to make the country's banking system safer may have actually increased the risk in the broader financial system.

Over the last six months, ANZ, CBA and NAB have all pulled back in various ways from Asia. But in the case of ANZ - and Macquarie - it’s less a story of retreat from the region than of expansion.

The major banks have too much capital and not enough to do with it. They already started buying back shares, and in 2024 the market is expecting more.

Some experts believe generative AI could have a bigger impact on the banking industry than the internet. And that might be underselling the impact.

New research finds a disconnect between how loan books and equity markets are judging the risks of climate change.

Shemara Wikramanayake tells Capital Brief she isn't worried about the backlash against woke capitalism and sees green opportunities ahead.

Investors expected a poor BoQ annual result but it was even worse than that. CEO Patrick Allaway insists the bottom is near.

Global bank regulators are reviewing capital and liquidity in the wake of this year's bank failures but have flagged closer attention to supervision - and social media.

Businesses rushing to adopt generative AI in their workflows face significant risks — including from inaccuracy. Fortifai aims to measure this.

So-called AT1 capital, designed to buffer banks under stress, has proved controversial overseas and will now be reassessed in Australia by APRA.