Capital Gains

Banks like to talk tough on scams, but the HSBC case shows victims can still be left waiting years for compensation after the damage is done.

Less than eight years after the royal commission, banks are eyeing a return to financial advice as regulators signal they may be ready to move on.

New CEO Nuno Matos got the market’s attention when he cut 3,500 jobs and laid out a series of ambitious targets for the bank. One year into the job and he says he can do more.

As investor lending contracts sharply, Australia’s biggest banks face tougher margins, weaker credit growth and a growing threat from non-bank lenders.

The retail bank’s Anthropic punt has given it a front-row seat in AI, and an investment record to make the Silver Donut envious.

Negative gearing changes are set to take the wind out of lending momentum at Australia’s biggest banks as investors get cold feet.

As the majors taper their risk appetite, Shemara Wikramanayake says Macquarie is ready to press its advantage in retail banking.

Andrew Irvine says NAB’s cloud foundations can push it past bigger rivals, as its business bank holds ground against CBA’s assault.

Australian banking faces a reckoning as increasingly capable AI raises the stakes on competition, cyber risk and growth across the financial sector.

Bendigo’s tech-led strategic pivot has won a sugar hit from markets, but the bigger question is whether insourcing scale can deliver lasting growth.

RBA assistant governor Brad Jones says banks have been slow to embrace tokenised deposits. But some argue that delay could yet work in their favour.

After a bumper run, bank valuations look stretched as analysts warn earnings, margins and bad debts may leave little room for further gains.

What first looked like a Commonwealth Bank problem is shaping up as a broader fraud risk tied to broker and referrer channels across the majors.

Macquarie’s long-standing broker focus is turning into a serious edge, just as the major banks are distracted by fraud reviews, channel risk and weaker momentum.

Police are working with CBA this week as AUSTRAC examines suspected loan fraud and laundering, in a warning shot for bank controls across the sector.

Bendigo and Adelaide Bank is repairing compliance failures and investing $80 million in risk systems, as its digital arm turns profitable and competition intensifies.

The Commonwealth Bank boss says rival banks could be pushing too hard to expand, risking margins, asset quality and a regulatory response.

The big banks are racing to prove their AI credentials, with each major stepping up investments as competition and pressure across the sector intensify.

Mastercard says authenticated agentic commerce is nearly ready for prime time in Australia. The question is how quickly retailers and consumers will adopt it.

NAB and the Commonwealth Bank have been turbocharging their retail push, escalating a talent war as competition heats up across Australia’s major banks.

Australia’s banks head into 2026 with Macquarie in the freshly minted ‘big five’ and the majors battling tech revamps, restructures, talent raids and regulation.

ANZ’s chair and board are facing an AGM showdown, with proxy votes signalling a possible second strike and renewed scrutiny on fees, accountability and performance.

As Airwallex celebrates a decade in business, the Australian-founded fintech darling faces mounting scrutiny over its China ties, data practices and internal culture.

Nuno Matos' reshaping of ANZ continues with the exit of climate chief Gerard Brown and looming ESG cuts, adding to unease across the bank’s ranks.

As banks tighten lending to trusts and APRA warns of rising risks, regulators are moving to cool an overheated housing market driven by investor speculation.

ANZ’s brutal self-assessment lays bare a culture long resistant to challenge, with CEO Nuno Matos now pushing a hard reset on risk, leadership and accountability.

ANZ boss Nuno Matos faces the ghosts of the bank's past missteps as he slashes costs and works to rebuild growth after a bruising year.

After a year laying the groundwork, Westpac’s Anthony Miller faces the test: can his billion-dollar tech overhaul deliver growth amid shrinking margins?

With its $4 billion Melio purchase, Xero is betting big on payments and the US market while stepping into territory where others have stumbled.

Commonwealth Bank chief executive Matt Comyn will be at the top of the bank for another three years. Not everyone is convinced it's the right move.

Ahead of the bank's strategy day, there was a big question mark over its tech platform ANZ Plus. But CEO Nuno Matos says the plan is "the right one".

Afterpay and Airwallex are two of Australia’s biggest startup successes, but Up Bank founder Dom Pym says venture capital rules are choking investment in the next wave of fintechs.

ANZ has again hired the consultant that issued positive reports on its risk culture at the same time the bank was embroiled in the bond trading scandal.

ASIC has hit ANZ with a record $240 milion penalty over bond trading and retail missteps, as it pushes ahead with a restructure and 4,500 job cuts.

As D-Day nears for ANZ’s staff, fears mount that risk team cuts could leave the bank exposed on regulatory fronts.

ANZ employees are on edge with an ongoing restructure now expected to cut thousands of employees from its underperforming retail division.

CBA is not just the market leader in banking — it has also become one of the most prominent voices on public policy in all of Australian business. But taking on that role is not without risk.

Commonwealth Bank’s AI push is putting pressure on rivals still battling tech debt, as banks weigh how fast they can turn hype into real operational gains.

Eight years after promising no mistakes, Matt Comyn has CBA leading the ASX as rivals face upheaval, risky transformations and cultural resets.