ZIP Co Ltd
ASX:ZIP
Zip Co might have lost its trade mark battle with Firstmac, but the case has settled a tricky area of intellectual property law.
Official data don't support a BNPL growth story meanwhile investors - and BNPL providers - are increasingly looking beyond the specific, youth-oriented, product.
The financial complaints authority and financial counsellors are seeing growing financial distress from BNPL and support tighter regulation.
Afterpay's founders may have pulled off one of the most miraculous exits in Australian startup history. But the VC fund they left behind could be on its last legs as investors push for it to be liquidated.
If ever there was a business model for the times it was buy now, pay later. Load up young consumers with debt on the promise there was no interest cost, charge merchants high service fees to cover marketing, and rely on cheap funding, FOMO and a very benign credit cycle.